Calculate the exposure
An AUD label does not prove AUD settlement at every stage.
Net received = gross amount − operator fee − processor fee − network or FX spread.
Variables that change it
The important fields are account currency, settlement currency, FX rate, processor fee, received amount. A headline missing one cannot support a complete value or timing estimate.
Keep calculations in the account currency and record every conversion, fee and time boundary.
Decision boundary
Do not increase a deposit to unlock a tier or chase an expiry. If route, identity check or applicable limit is unclear, pause before funds enter the system.
Reader checklist
- Check account currency
- Check settlement currency
- Check FX rate
- Check processor fee
- Check received amount